If you want to know what 20-something It girls are wearing right now, the answer is simple: shorts. From denim cutoffs to micro sporty styles, young fashion lovers are embracing the style—and for good reason: it is still peak summer. But even if your mind has already shifted to fall wardrobe planning, shorts can easily stay in your rotation. Insiders are already showing us how to seamlessly transition them into the upcoming season, starting with two key flat-shoe trends: loafers and moto boots.

These two styles are closely associated with fall dressing, but they are also completely timeless, which is why chic dressers like Olivia Jade and Lila Moss are leaning into them right now.

(Image credit: The Image Direct)

This week while in NYC, Jade was spotted wearing a casual yet polished look that consisted of blue drawstring shorts, a black T-shirt, and black loafers. For accessories she chose an oversized shoulder bag and low-ankle socks. Also in the city this week Lila Moss was seen wearing shorts but a distressed denim pair that she styled with a low-scoop white tank top and mid-calf moto boots. She completed the ensemble with a leather belt and shoulder bag.

Whether you take inspiration from Jade or Moss when it comes to styling your shorts from now until fall you can't go wrong. Both loafers and moto boots will instantly give your bottoms a more considered, editorial finish and add just the right amount of fall attitude without feeling seasonally premature.

Inspired to shop? Keep scrolling to discover the best loafers and moto boots on the market right now.

(Image credit: The Image Direct)

Shop Loafers:

ZARA Soft Ruched Loafers

You can't go wrong with these.

Madewell Dolli Glove Loafers

Hurry, these are selling out.

ALOHAS Aven Leather Loafers

I love the vintage-looking distressed leather.

YSL Le Loafer Supple in Hagfish

This colorway is so elegant.

SHUSHOP Tokyo Loafers

These look identical to the coveted The Row pair.

Jamie Haller Penny Loafers

Every fashion editor talks about how comfortable Jamie Haller's loafers are.

J.Crew New Winona Lug-Sole Penny Loafers in Italian Spazzolato Leather

These sell out every fall.

Shop Moto Boots:

STEVE MADDEN Astor Boots

They're giving Miu Miu.

Prada Leather Mid-Calf Boots

Adding to my wish list ASAP.

Urban Outfitters Uo Moto Harness Boots

So cute.

Burberry Soft Saddle Leather Mid-Calf Boots

The way I need these is unhealthy.

Jimmy Choo Biker Mid Leather Mid-Calf Boots

Classic.

Miu Miu Leather Boots

Another timeless pair that fashion people pull out every fall.